Verizon Wireless Lies & Scams Consumer Protection Blog

Most people have aspirations for the future. Some people plan out their lives in intricate detail from an early age, while others just dream that their dreams will come true. I think that that depends on the attitude to life you have as much as your personality. I certainly remember when I was a boy, that some of the girls I knew when I was a boy, planning what they would do when they got married to so and so movie star.

They did not know anything about marriage or what being married was like, they were just role playing, but some of those aspirations might have stuck.

None of the boys in my class thought about their future much at all. I did not either really although I knew that I wanted to go to university and travel after that. I studied French and German for three years and passed my finals.

After finishing university, I started working for an international firm and did some traveling. I have always liked jewellery although I do not wear a lot at the same time. I suppose I collect jewellery, but I like to wear it too.

It was a practice of mine to buy a nice piece wherever I went, if I saw something I liked and if I could afford it. Anyway, I met a young lady while I was in America and I told her about my passion for collecting jewellery and rings in particular. I showed her a couple of rings that I had taken with me. One was a ring with a Celtic Knot design and another was an Irish Claddagh ring.

Anyway, we got on well and so she offered to take me to a jewellers that she knew. We went to a small back street jeweller, who had a choice of rings I had never heard of before. They were called Black Hills Gold Rings and they looked very distinctive. They have quite a range, including a lot of the common designs, but they also have a few kinds that I had never seen before. I was hooked and wanted one.

My friend really fell for a women’s wedding set. She had seen it in the window for months, but did not have anyone to give it to her. The engagement ring had two leaves and a grape cluster with a small diamond nestled in the middle of it, while the wedding band had two additional leaves and a grape cluster. This meant that when worn together, the two rings would fit together to enclose the diamond completely. It was very nice.

I had to grant that it was very beautiful, but felt it necessary to point out that I had not known her long enough to propose. She was a good sort and did not feel offended. I bought a striking white gold ring with the Black Hills gold roses inlaid on the top two thirds of the band, leaving the bottom of the ring plain. It was a lovely addition to my collection. As for my guide, well, she did not get a ring, but I took her for an expensive meal and she seemed happy enough with that.

Owen Jones, the writer of this article, writes on many subjects, but is currently involved with theCeltic Knot wedding ring. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

categories: weddings,marriage,love,dating,divorce,traditions,britain,family,culture,spirituality,religion,happiness,politics,other

Some people do not like being alone on St. Valentine’s Day. Younger women in particular feel that being alone on St. Valentine’s Day bears a stigma, which makes them feel depressed and abandoned. But just because someone is not in a relationship, it does not mean they cannot have a good time. I will give a couple of suggestions below to help you have a time to remember.

1] Call up all your single girlfriends and go clubbing. Many young men like to dance every now and again or to their favourite songs, but they do not want to dance non-stop. On the other hand, young women often do like to dance non-stop, so you may have a better time without a boyfriend in a club.

2] Another good idea for single girls on Valentine’s Day is to give a movie night at your home. You could invite over all of your single friends and hire a few comedies. Instead of being gloomy and miserable, you and your friends can watch the movies and take the rise out of the characters in the film.

Hire a few horror movies too for an extra special night. Lots of young people like horror films. They like to have a scream and hide their faces behind their friends’ backs. Treat the evening like a proper night at the movies and get popcorn, snacks, ice cream and cola, etc in.

3] You could hold a singles party. Invite all of your single friends and tell them they have to bring a friend of the opposite sex. Buy or borrow some of those games that make you answer personal questions like ‘Forfeits’ and ‘Twister’, where you have to put your hands and feet on different coloured spots on a plastic mat.

‘Mr and Mrs’ is another game where you ask one half of a ‘couple’ questions about the other in his absence. He has to confirm the replies when he is called back into the room. The answers could be side-splitting, because the contestants will not know each other well.

3] Hire a table in a non-romantic restaurant and get eight or more girlfriends to go out for a meal. Once the atmosphere begins building, things can become great fun and you could go dancing later.

4] You could arrange a visit to the theatre and have a meal afterwards. Most people do not go to the theatre every year, so going with your friends on St. Valentine’s Day would make the day truly unforgettable.

5] You could make up a basket of your favourite things. Include some really special items like gourmet chocolate or other gourmet candy. Get something luxurious to drink that is appropriate to your age. Then you can pig out on your favourite foods and drink and watch a few films on your own or with your sister or other family member like a favourite cousin.

There are many things you can do to enjoy Valentine’s Day as a single girl, there’s no need to mope around feeling sorry for yourself at all.

Owen Jones, the author of this piece, writes on many topics, but is currently involved with Gourmet Chocolate Candy. If you have an interest in romantic gifts, please go over to our website now at Romantic Gifts Ideas

categories: romance,love,gifts,weddings,marriage,friendship,perfume,gold,product reviews,family,society,happiness,stress management,other

The most commonly used element for wedding rings and engagement rings is gold. White gold is even more elite. Gold wedding rings look good whether the design is just a simple, plain band or an engraved ring like a Celtic Knot. Gold rings can be given on other occasions as well of course. Some people give their children a gold ring for their coming of age birthday.

Until not so long ago, it was customary for the man to give a gold ring when he asked for his girlfriend’s hand in matrimony. However, nowadays it is more usual for the couple to go shopping for the engagement or wedding ring together. This makes good sense, even if it is less romantic, because the wearer can get the design that she likes.

Gold symbolizes purity in many cultures and that is one of the reasons why it is given to brides and brides to be. The symbolism is all but lost though in today’s consumer society in the West. For many people though it still symbolizes the hope that they will stay true to each other, until the day they die. It is a way of showing that the wearer has taken vows and means to keep them.

There is a huge variety of gold rings available. However, the variety lies not only in the design but also in the purity of the gold. Logically, the purer the gold, the more pricey it is. In the UK, most gold rings are either 9 or 18 carat. In the USA, most gold rings are 14 carat, but in Thailand, not many people would buy gold that is less than 18 carat and 22 carat is the norm for women. Pure gold is 24 carat, however pure gold is so malleable that you can mould it with your bare hands.

This might sound fine, but it is not. A 24 carat gold ring gets out of shape every few hours, just by you doing what you do every day and then it can pinch your skin. Opening a door can buckle the ring. This means that you can not set stones in pure gold, because they would soon fall out. Pure gold rings are best not even engraved because the pattern would soon rub off.

Therefore, the best place to begin, if you want a gold ring, is to think about what style you want. Do you want precious stones set into it? Then you cannot really go above 18 carat. If you cannot afford 18 carat then 9 or 14 carat is for you. If you want something like a Celtic Knot ring, that is one with an engraved pattern, then anything up to 18 carat for you too, depending on your finances. If you want a pain band of gold, then a thick ring of 22 carat gold would be great, but not if you do a lot of manual work.

If you really want something special, why not have a gold ring made to your own design? It is not so expensive as you might think and you will end up with something unique, especially if you provide your own stone to be polished too. Such a gold ring would become a family heirloom and could stay in the family for centuries.

Owen Jones, the author of this article, writes on many subjects, but is currently involved with theCeltic Knot wedding ring. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

categories: weddings,marriage,love,dating,divorce,traditions,britain,family,culture,spirituality,religion,happiness,politics,other

If you want to lose weight, you must have a plan, a route map to success. This is called a program or programme. There are thousands of programs, but many of them are just plain batty. If they sound foolish, they probably are. Have you heard of the ‘cabbage water diet’? It sounds daft and it is. You cannot only drink cabbage water all your life!

Although there is a lot of nonsense talked about losing weight, there are some truths that play a role to play in almost any program you choose to follow. One of these truths is that it is better to eat many small meals during the day (about 5-6), than to go all day without eating and then gorging yourself at dinner in the evening. This is popularly called ‘grazing’.

Have you ever asked yourself why this might be so? Well, the fact is, that the average human body can only process about 250 calories an hour. If you eat more than that, you are probably overloading your digestive system. This is why it is important, because if your body cannot use all the calories that you give it, it will store them.

Your body can only use up what it needs to execute the task that it is active with, that is, what you are putting it through. If you are watching TV, a lot of of those 250 will be stored. If you are exercising, most will be burned up. It stores the remainder as body fat. Your body has learned through evolution that hard times will come, so it prepares for them. It is like us putting excess money in a savings account or people hoarding food if a bad winter is predicted.

However, these days in the West, we rarely face those lean times any longer. Therefore, that fat is never used up and we just keep adding to it until we decide, by choice, to limit our consumption of calories or increase our amount of exercise.

Given this information, what can we do with it? Well, if you were to want to lose weight, you should be consuming no more than 1,500 calories a day (or whatever your program tells you), so 1,500 divided by 250 is six. if you ate 250 calories every other hour, that would give you twelve hours.

Therefore, eating light but often would be a beneficial strategy or program to follow, because firstly, you are only providing your body with what it needs, when it requires it and secondly, you are able to better maintain a steady blood sugar level, which means that you level out the spikes and troughs you experience in a normal day’s cycle.

Two hundred and fifty calories does not seem a lot, but it is amazing what it will stretch too, if you take the time to investigate. It is true that you will have to severely restrict some foodstuffs, like bread, pasta, rice and potatoes, but whoever seriously thought that you could lose weight by eating that stuff anyway?

If you do not have time to cook several times every day, look in your supermarket. There are loads of ’250 calorie’ microwave meals. You don’t want to eat that? I can’t blame you. so get a good cookbook, which shows calorie content. You are at work all day? OK, eat some fruit, but choose wisely. It can be done, it only takes a little determination and planning.

Owen Jones, the writer of this article, writes on many subjects, but is currently involved with lose weight programs. If you have an interest in losing weight, too, please go over to our website now at Why Can’t I Lose Weight?

categories: diet,health,fitness,exercise,cardio,advice,family,men’s issues,women’s issues,recipes,supplements,nutrition,outdoors,other

Credit card debt is a much discussed topic in both commercial and social circles. A big proportion of the population has has gotten itself into trouble with credit card debt.

The main reason for so many credit card related casualties is that many people don’t understand the idea of credit cards properly. They treat credit cards as free money. So all the discipline, which would otherwise have been exercised when spending hard-earned money, goes by the by.

Which means that people overspend and get into credit card debt. They keep spending until they reach the credit maximum on their credit card. Some people treat it like a game and consider it a defeat (or consider their credit card under utilised) if they don’t hit the credit limit quick enough. These needless spends result in a condition where they are not able to pay back their credit card debts and end up paying interest on the amount they owe.

This keeps building up their credit card debt and they soon find that the interest component has become a regular element in their monthly expenses and it is there even if they spend nothing on their credit card. That is credit card debt at its worst. Soon they realize that their current credit card can no longer handle their needs and they begin looking around to get another credit card. With the additional credit, they let themselves free again and follow a shopping schedule. Almost immediately the credit limit of the new credit card is reached as well and they again default on payments. This is how credit card debt builds.

After a while, they might find out about credit card debt consolidation and other credit card debt eradication techniques. They are quick to grab such credit card debt reduction techniques, but that’s not because they are serious about reducing their credit card debt but because of the appealing low APR offers. As if it were treasure, they again get back to building up their credit card debt. All the while they are spoiling their credit card status and they soon realise that no one is prepared to loan them any money because of their credit history.

At this point, they can only get a secured credit card (ie where you first deposit money into your credit card account and then only do you get the privilege of spending it (50-100% of it) using a credit card. Credit card debt collection agencies, the auction of their goods and bankruptcy is the next thing that awaits them and their dream is blown away in a moment.

Don’t get caught up with credit card debt. You cannot win, unless you die.

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The occasion of a wedding is a very special day for anyone. Just being asked to one can bring about real exhilaration. It is always a delight to see someone walk down the aisle with the promise of true love and life long happiness. choosing a wedding gift can be a lot of fun too. There are thousands of presents that you can purchase online or in retail shops.

Personalized gifts is a common trend in weddings presents. Customized gifts bring out your originality because you can dictate the style, design and message you want to be printed on them. Products range from photo frames, mugs and clocks, among many others.

When buying presents, always keep in mind your budget but be sure to get the look you want on the goods you buy. Here are some gift ideas that would definitely be a hit:

Tapestry – It is lovely to remember the wedding day, but how best to do this? Personalize everyday belongings by printing the couple’s picture on them. You can have it printed on pillows, blankets or bags.

Have them printed on a tapestry wall hanging and they can be kept as heirlooms. Different coloured cotton threads can make your pictures come to life just like the photo itself.

Photo Frames – Keep your best photographs in exclusive photo frames. You can add romantic messages like ‘lovers forever” or “ideal couple”. Romantic lines from songs or poems are recommended too. You can pick from the various frames available like natural wood, quality resin, or metal steel.

Private messages are mostly engraved by laser or cut out of wood. The couple would love putting there favorite wedding photos in such frames to remind them of the happiness of their special day.

T-shirts – Show your own personality and feelings by having them printed on comfortable tees. Many couples would love to demonstrate their love for each other on cute shirts. The most widespread of the slogans on these shirts is the letter “I” followed by a big red heart and then name of the groom or bride.

You could tell the world how you feel towards a person with such a personalized tee. If you want to be more intimate, you could also print romantic messages on lingerie or underwear.

Accessories – Women love accessories. Bracelets are ideal items for personalization. You could choose sterling silver or even 9 carat – 22 carat gold. This depends on your budget, of course. But remember, it is the thought that counts.

Common themes that are put on bracelets are the date of your wedding or your anniversary or the couple’s name. You can personalize rings and necklaces in the same way too.

Tankards – Tankards are very useful. If you are giving a gift to the groom, customizing his beer mug or wine glass would definitely be appreciated. Choose a beer mug that is not embarrassing. Pewter or glass look nice and the personal message would stand out clearly.

Clocks – You could buy a wall clock or personal watches. Either way, you can be assured that the recipient would find them very useful. Engraving one’s name on a metal steel sports watch is an eye catcher too. A pocket watch would be equally valued.

Looking for wedding gifts can be very enjoyable. Personalizing your gifts would add a special touch to each present. No matter the value of the gift, remember that it is always the thought that matters most.

Owen Jones, the author of this article, writes on many topics, but is currently involved with Romantic Gifts: Ideas. If you have an interest in romantic gifts, please go over to our website now at Romantic Gifts: Ideas

Chocolate candy must be the most well-liked sort of candy in the world. It definitely is in Europe and America. We eat tons and tons of Mars, Cadburys, Lindt and Nestle chocolate candy every year. The sad thing is that most of the people who admit to liking chocolate have never tasted a decent bar of chocolate in their lives.

To a connoisseur, chocolate candy can come from anywhere in the world although Belgium, Switzerland and France are the countries, whose names come to mind first. Regardless of that, good chocolate candy is also manufactured in Great Britain, Spain, the USA and some parts of Latin America.

This is not unanticipated as chocolate first made its debut among the Mayans of Central America in at least 300 BC and maybe even as far back as 3000 BC. In 300 AD it was a special drink reserved for royalty and was very bitter. It was so special that it had to be drunk from a golden chalice and that chalice could be used for that intention only one time.

In those days, many more herbs and spices were added to the royal drink called xocoatl. It was also a lot purer in terms of cacao content than practically anything you can buy on the shelves in the supermarket today as well. The closest we have to that purity is gourmet chocolate.

Gourmet chocolate will normally have been manufactured by a chocolatier, which is similar to what a chef is to cooking. These manufacturers of chocolate candy are the best in the world, highly trained and head-hunted by the best chocolate makers. They can demand large salaries and become world famous among the aficionados of fine chocolate candy.

Fine chocolate candy must have a high chocolate content. That sounds as if it should go without saying, doesn’t it? However, to be called chocolate in the US, candy only has to contain 15% actual chocolate and ‘bakers’ chocolate’ frequently does not contain any at all. In Europe that figure is 35%, which is why most Americans think that European chocolate candy is sumptuous.

Good chocolate candy is supposed to break cleanly with an audible ‘snap’ and ought to have a glossy surface. The chocolate candy most liable to have a high cacao content is dark chocolate, which is also often somewhat bitter, reminiscent of the actual taste of cacao before most manufacturers put sugar into the mix. Purer chocolate candy also melts on the tongue and produces a mild feeling of well-being.

Purer forms of chocolate candy have had a variety of reputations over the centuries. It has the reputation of being a pick-me-up and had the reputation of being an aphrodisiac, probably for the same reason. This is due to a chemical naturally present in the bean called Theobromine. Theobromine has effects on other animals too. For example, it is a proscribed substance for racing horse because it has an huge effect on horses and chocolate should never be given to cats or dogs because it is poisonous to them.

Theobromine and another chemical present, phenethylamine, have been associated with the production of seratonin, which is stimulated by prescribed drugs to ward off depression.

Owen Jones, the author of this article, writes on many subjects, but is currently involved with Gourmet Chocolate Candy. If you have an interest in romantic gifts, please go over to our website now at Romantic Gifts Ideas

Tax liens can create quite an uproar in your life, but if you take the proper precautions you can avoid them. If, however, you find yourself if the frustrating predicament of having to deal with them you have no need to fear. There are several different routes you can take in order to pay off the tax liens and be released from you worry and stress… at least until next tax season rolls around.

Tax liens can add a negative hit to the owner’s credit record making it hard to secure and build credit. Tax liens also create a situation where the owners cannot transfer the title or use the property as collateral until the property had been sold. There are several ways that tax liens can be paid off though, so that these situations don’t arise or are resolved quickly.

The most well known way to pay of tax liens is through the use of an escrow account. Mortgage companies will pay off the taxes and then require repayment through the use of the escrow account. To avoid tax liens it is a good idea to have one of these accounts to begin with or to create a savings account with a monthly budgeted amount that goes in to help pay off real property taxes each year.

For those owners who are not interested in dealing with an escrow account or don’t even have a mortgage on the property there is another option. If they simply are interested in getting rid of the property they can sell it. Transferring the title cannot be done without the payment of the tax liens, but these costs can be included in the closing costs of the buyer’s mortgage.

The final way to pay of tax liens is when the government seizes the property. It is then offered up at tax deed auctions or sold to investors as a tax lien certificate. Tax deeds have lower risks as the title transfer is guaranteed whereas with tax lien certificates don’t necessarily equal the right to gain the property as their own.

Despite the method chosen (or not) for paying off tax lines, rest assured that the government will get its money one way or another. The smart thing to do however, is to be prepared and pay the taxes when they come due instead of having to deal with the ups and downs of tax liens and getting them taken off of properties and credit reports.

If you want to find out more about Tax Foreclosure Properties, then visit No Risk Investor and see how to choose from among the best Tax Lien Foreclosure Properties.

categories: Tax Foreclosure Properties, Real Estate Properties, tax lien certificates, tax deed sales, real estate investing, real estate, tax liens, investing, homes, taxes, family, business, general

There is nothing intrinsically wrong with wanting to be slimmer just to have a sexier body. Many people have moulded their bodies to make them look more healthy and more desirable. However, there is no way to attain this new look in a day of two. The problem is that most people do not want to wait, they want it now.

This can lead to these people making rather rash and, it has top be said, rather silly decisions. They are not willing to wait and they are not willing to work for what they want. This is why so many people turn to rapid weight loss diets. Some ‘guru’ brings out a new fad diet and a good proportion of the ‘I want it now’ crowd jump on the band wagon. Only to be disappointed again within the year or less.

Speed diets or rapid weight loss diets tend to put out great advertising copy that is very hard to resist. However, all diets, no matter which one you choose, Weight Watchers, Atkins or fad diet, depend on overweight people making lifestyle changes in order for them to work permanently.

There is a very apposite saying: if you always do what you always did, then you will always get what you always got. That says it all. You can lose weight with all but the silliest of diets, but if you go back to your old ways when you hit your target weight, you MUST slowly, but gradually creep back to your old weight.

If you give your body more calories than it needs, it will store them for when it does need them. The problem is that that day never comes for too many people, because they never exert themselves. This is especially true of fad diets like the ‘cabbage water’ diet. Yes, you will lose weight on it, but you would lose weight by fasting whatever you did. For a while, and then you might get sick. For a diet to work, it has to be flexible and enjoyable enough for you to be able to stick with it for the rest of your life. Make no mistake, dieting is long-haul.

Many rapid weight loss programs actually only squeeze the water out of you. Just like a wet sponge. But a good dieter maintains his or her grip on that sponge, not letting it soak up water again. The problem with short term dieting, is that you let go of the sponge underwater.

This is why serial dieters first lose weight and are happy; then finish dieting, go back to their old weight and become disheartened. In that state of depression they are suckers for the advertisers of the next latest craze diet. In other words, they are being manipulated and literally squeezed dry, but of their cash too.

These silly rapid weight loss programs also include fat loss pills. They are not making you lose fat, well, maybe a tiny amount gets washed out with all the surplus water you are carrying. They are only diuretics under another name. How many pills would I sell if I called them diuretics? How many more would I sell if I called them miracle fat loss pills?

Type the word diuretic into a engine and find out more about them. They are all around you in mild healthy forms. A diuretic will essentially cause your body to lose more fluid than was in the diuretic. Tea is a diuretic, for example.

This list of these dopey dieting aids to rapid weight loss goes on and on, but someone must be buying them and you can bet your bottom dollar that it is the sad, depressed dieter who let go of the sponge.

Slimming soap! Slimming soap is being advertised as being a rare Eastern remedy for corpulence. Well, let me tell you, I live in the East and I have never seen it here. Asians are slim because they do a lot of physical work and do not come under the pressure to eat junk food that Westerners do, although that situation is changing quickly too.

Magnetic weight loss earrings, I ask you! Even being drunk without a present for your wife ten minutes before Christmas Day is not a good enough excuse to fall for this one, surely? The advertisers say that the secret of this set of earrings is that they are magnetic.

Well, if you believe this, why not get a pair of $1 children’s toy magnets or even a couple of fridge magnets and put one in each hip pocket? Two? Well, after all, you would not want to lose weight from only one side, would you? You would be lop sided.

Just remember, when you are looking for a rapid weight loss diet: there ain’t one ( that will work for life). If you are putting on weight, then your lifestyle is wrong and it is up to you alone to change it.

Owen Jones, the author of this piece, writes on many topics, but is currently involved with how to lose weight online. If you have an interest in losing weight too, please go over to our website now at Why Can’t I Lose Weight?

Your first year at college will probably be difficult for everybody. For many people it could suggest existing away from your parental units house for the first time in your life, which on it’s own could be overwhelming enough. An individual will likely have a 100 questions along with a 100 doubts; precisely what will it be like? How do I cope with the amount of work? How do I know if I will be prepared to fit in? It could help you to understand that absolutely everyone are going to be having the exact same thoughts, despite the fact that a few might disguise it better than others.

Usually almost all freshman are going to be pleasantly surprised. The University is going to be filled with a broad selection of people, coming from many avenues of life having a varied array of outlooks as well as views. Glance past the initial constraints of your respective college, house or dorm room, the actual University can have many more people who will probably share similar passions as you do. Here’s a few suggestions to help make your 1st semester a bit more manageable:

1. Connect with the largest amount of individuals as you can, introduce yourself, be happy and be sure to be positive. Everybody is having the same problem, no matter whether he or she appears to be or not.

2. Be genuine. Honest buddies may wish to know you for whom you are, negative aspects and all!

3. Keep your thoughts with regards to other people to yourself before you know whom you can rely on.

4. Carry your soiled clothing to the nearest laundry mat. Do not save all of it up just so you can take it back home just so you can present it to your mum. She truly won’t need several filthy laundry sacks to see to.

5. Celebrate!

6. Join a few organizations in the beginning 7 day festivals. When you’re unsure it’s for you personally but you are intrigued write down an email address or contact address to obtain additional specifics in the future. It is sometimes difficult to find the appropriate contacts later, it’s actually a large area.

7. Telephone home and let your loving family members know you’re all right, (even if you really do not feel it). They are probably a lot more uneasy compared to what you are.

8. Every person can feel a little homesick in the beginning, and concerned or maybe a little bit sad. Talk to different buddies you feel you can trust, and you can even email or phone friends from your high school.

9. You are only going to be at college for 2 to 4 years, take full advantage of it, it is over in no time. Then later on you’ll miss the particular freedom as well as the lengthy holiday seasons.

10. Make sure to bring your favorite sheets and blankets. Keeping your personal linens and also covers could make you feel far more at home. And when you are more at ease you will definitely get considerably more accomplished.

If you are looking for any type of sports bedding for your college trip or just for your home, visit our site at: Alabama Crimson Tide Bedding.

categories: college,education,family,school,lifestyle,career,motivational,self help,social issues,general